PRN: Brits in Cruise Control With Continental Car Insurance Cover

Brits in Cruise Control With Continental Car Insurance Cover [08-June-2011] CHESTER, England, June 8, 2011 /PRNewswire/ -- - Brits Are Unaware Whether Their Car Insurance Covers Driving Abroad - Check Your Policy Detail Before Setting off on Holiday, Warns moneysupermarket.com Continental car confusion reigns among UK motorists.

Persone Peter Harrison, Marks, Brits Are Unaware Whether Their, Winston Churchill, Spencer
Luoghi Continent, United Kingdom, England, Europe, Hastings, Halifax, Chester, Aa
Organizzazioni Opinium, Endsleigh, Post Office, Royal Automobile Club
Argomenti economics, commerce, insurance, bank

08/giu/2011 18.00.41 PR Newswire Turismo Contatta l'autore

Questo comunicato è stato pubblicato più di 1 anno fa. Le informazioni su questa pagina potrebbero non essere attendibili.

Brits in Cruise Control With Continental Car Insurance Cover

 
[08-June-2011]
 

CHESTER, England, June 8, 2011 /PRNewswire/ --

- Brits Are Unaware Whether Their Car Insurance Covers Driving Abroad

- Check Your Policy Detail Before Setting off on Holiday, Warns moneysupermarket.com

Continental car confusion reigns among UK motorists. When it comes to driving abroad, Brits are clueless about whether their existing car insurance will cover them on the continent, according to research by moneysupermarket.com (http://www.moneysupermarket.com/).

With the holiday season approaching, many Brits preparing to hit the roads may find themselves with inadequate cover for the Continent with their existing insurance policy. Research revealed that a third of Brits (32 per cent(1)) think that fully comprehensive cover for the UK will also provide them with the same level of cover for Europe; but they could well be in for a nasty shock. A third (33 per cent(2)) believe their insurance is only valid for the UK, and a quarter simply don't know (23 per cent(3)). Another one in eight(4) say their comprehensive cover will automatically be downgraded to third party only while driving on European soil.

Britain's number one comparison website found many providers will automatically downgrade a fully comprehensive policy to provide only the minimum level of cover required for the country you are driving in - normally third party only. For example, both Marks and Spencer and Endsleigh honour their fully comprehensive policies for 90 days of driving in Europe, but other insurers automatically downgrade policies to the minimum level. Holidaymakers driving through several countries could also find the level of car insurance cover may vary considerably from country to country as a result.

Peter Harrison, car insurance expert at moneysupermarket.com (http://www.moneysupermarket.com/car-insurance/) said: "No-one wants their great motoring getaway to turn into an expensive nightmare so motoring Brits should not assume their existing cover is valid when driving abroad. A number of policies automatically downgrade as you soon as you hit continental soil!

"It's therefore crucial motorists study the small print of their policy, as their provider could automatically downgrade a fully comprehensive policy to either the minimum cover required for the country you are driving in or even third party only(2). If you were unfortunate enough to have a crash while abroad and were only covered for third party, you could be left with a hefty bill!"

The policy small-print also reveals how long the cover will last for - some policies will only last for 30 days for example, whereas others will provide unlimited cover (within reason) for driving on the continent.

Pete Harrison continued: "If your car insurance policy does automatically downgrade, it is worth checking whether your providers will allow you to upgrade or add on European car insurance as an extra. Motorists who regular drive abroad should consider policies that have a comprehensive cover for driving in Europe as standard or adding it on as an extra at the point of purchase."

          Notes to Editors      1 Opinium carried out a survey of 2,030 UK adults aged 18+, 25th - 27th       May 2011       32% stated if they have fully comprehensive insurance to drive in the        UK, then the save level of cover applies to Europe also     2 33% stated there motor insurance is only valid in the UK.     3 23% did not know about motor insurance and driving their car in       mainland Europe     4 12% stated if they have fully comprehensive insurance to drive in the       UK, this is automatically downgraded to third party insurance only for       mainland Europe      Motor insurance providers that downgrade motor insurance policies for     driving in continental Europe:      Churchill: 90 day duration, minimum cover required for country.     esure: 180 day duration, minimum cover required for country.     Direct Line: 90 day duration, minimum cover required by country.     Asda: 90 day duration, minimum cover required by country.     Swiftcover: 3 day duration, minimum cover required by country.     More Th>n: 45 day duration, minimum cover required by country.     Kwik-Fit Insurance: 60 day duration, minimum cover required by country.     RAC: Unlimited duration (within reason), third party cover.      Sourced by http://www.moneysupermarket.com 25.05.2011      Motor insurance providers that offer existing cover whilst driving in      Europe:      Admiral: 30 day duration     Barclays: 60 day duration     Endsleigh: 90 day duration     Marks & Spencer: 90 day duration     Hastings Direct: 90 day duration     Budget: 60 day duration     Post Office: 60 day duration     The AA: 90 day duration     Lloyds TSB: 60 day duration     HSBC: 90 day duration     Halifax: 60 day duration      Sourced by http://www.moneysupermarket.com 25.05.2011      - No other site compares more prices or products     - We are independent so only find the best deals for you     - The price you see is the price you pay - you don't need to go       direct and you won't get a better deal doing so     - Your details are safe with us and we wont sell them to anybody      moneysupermarket.com compares (at 31st May 2011)      - 10 car insurance providers and 76 home insurance providers     - 13 broadband providers and 19 energy providers     - 28 unsecured loan and 5 secured loan providers     - 65 mortgage lenders and 30 credit card providers     - 66 savings providers and 14 current account providers.     - Over 770,000 mobile phone deals      We promise to be clear and impartial      - All the products in our full search results tables are       displayed in a completely unbiased manner.     - We don't add fees or commissions on to the prices we compare.     - There may be times when another site compares more companies       than us on a particular product, perhaps because of market changes or       technical issues. You'll be able to see this and know we are working        hard to fix it.      We promise to be trustworthy      - We never use your data to make unwanted sales calls or send you spam.     - We never pass your personal information to third parties unless you        give us permission to do so.     - Even if you choose to receive additional information from us, you can        opt out at any time.     - We promise to be supportive.     - You can use our community forum to get information and help from other        customers.      If you need further help or support, you can contact our sales advisors,     customer services agents.      For further information, please contact:     Nicki Parry     PR Officer     Tel: +44(0)1244-370-318     Email: nicki.parry@moneysupermarket.com     moneysupermarket.com's customer commitment 
blog comments powered by Disqus
Comunicati.net è un servizio offerto da Factotum Srl